A retirement calculator estimates how much you need to save for a comfortable retirement based on age, income, current savings and expected return. A common target is to replace about 80% of your pre-retirement income using a mix of 401(k) savings, IRAs and Social Security.
A retirement calculator estimates how much you need to save for a comfortable retirement based on age, income, current savings and expected return. A common target is to replace about 80% of your pre-retirement income using a mix of 401(k) savings, IRAs and Social Security. Our retirement calculator is built on the same core 401k calculator retirement savings calculator how much to save for retirement and is trusted by students, professionals and everyday users who need a fast, accurate result. Because every calculation runs locally in your browser, there is no waiting, no sign-up and no limit on how often you use it.
The 4% Safe Withdrawal Rule
The Trinity Study suggests retirees can withdraw 4% of their initial portfolio annually (adjusted for inflation) with low risk of running out of funds over 30 years.
Maximizing Employer 401(k) Matches
Always contribute at least enough to capture your full employer match it provides an immediate 100% guaranteed return on investment.
Estimating Post-Retirement Expenses
Most financial planners suggest budgeting 70|80% of pre-retirement annual income to maintain your current lifestyle in retirement.
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